If you’re looking for a loan, turn to people you know and trust. Our loan staff works with you personally to offer advice and guidance. And all decisions are made right here in Kearney, by the same people who work with you every day. The result? Fast approval, customized lending programs ... and friendly service from people who care. Our loans include:

Home Improvement
Looking to expand your home? Get more for your money with our competitive rates.

Student Loan Consolidation
Looking to consolidate all of your student loan debt? We work with ProVantage, who can assist in reducing your interest rates..

Personal
For a car, boat, vacation and more!

Construction
If you're looking to build a new home, make it easy by applying for both construction and mortgage loans with KCB.

Home Equity Line of Credit
After obtaining your permanent mortgage, you can also apply for a Home Equity Line of Credit (HELOC).

Mortgage Lending
Our mortgage lenders offer a variety of flexible programs for every borrower. Whatever your income, needs or credit rating, our staff will work to find the best option for you. Since our mortgage lenders work for the bank, we initially fund the loans we originate. This gives us a pricing advantage over mortgage brokers that do not fund their loans. Therefore, if you have good credit, stable employment and income, and a loan to value of 80% or less, you will find our rates and fees lower than most brokers.

The KCB Advantage
Since KCB Mortgage is a department of the bank, we initially fund the loans we originate. This gives us a pricing advantage over mortgage brokers that do not fund their loans. Therefore, if you have good credit, stable employment and income, and a loan to value of 80% or less, you will find our rates and fees lower than most brokers.

Contacts
For more information regarding any of our loan products--or to schedule an appointment with a mortgage professional--call us at the bank or email a member of our staff. We're here to help you get the financing you need.

Kent Scheible
kents@kcbbank.com

Tori Garrett
tori@kcbbank.com

Tim Barron
timb@kcbbank.com

Lisa Bowman
lisab@kcbbank.com

Juli Preisser
AVP Construction-Loan Coordinator
julip@kcbbank.com

Debra Raynal
debrar@kcbbank.com