Privacy Policy
NOTICE OF YOUR FINANCIAL PRIVACY RIGHTS
Protecting your privacy is important to KCB and to our employees. KCB wants you to understand what information we collect and how we use it. To provide our customers with a broad range of financial products and services as effectively and conveniently as possible, KCB uses technology to manage and maintain customer information. This policy serves as a standard for all KCB employees for collection, use, retention, and security of nonpublic personal information.

THE INFORMATION THAT KCB COLLECTS
KCB may collect nonpublic personal information about you from the following sources:

• Information KCB receives from you on applications or other forms
• Information about your transactions with KCB
• Information about your transactions with nonaffiliated third parties
• Information from a consumer reporting agency

THE CONFIDENTIALITY, SECURITY, AND INTEGRITY OF YOUR NONPUBLIC PERSONAL INFORMATION
KCB restricts access to nonpublic personal information about you to those employees who need to know that information to provide products or services to you. KCB maintains physical, electronic, and procedural safeguards that comply with federal standards to guard your nonpublic personal information.

NONPUBLIC PERSONAL INFORMATION AND NONAFFILIATED THIRD PARTIES
KCB will not disclose nonpublic personal information about you to anyone except as disclosed in this policy or as permitted by law. This might include disclosures necessary to service your account, perform joint marketing or prevent unauthorized transactions.

NONPUBLIC PERSONAL INFORMATION AND FORMER CUSTOMERS
KCB does not disclose nonpublic personal information about former customers, except as permitted by law.